Turn your subscriber base
into a credit business.
We bring five products — Airtime & Data Credit, M-On-Demand, M-Loans, CollPay and Device Financing — and operate them end-to-end on your network. You bring rails and brand. We bring capital, scoring, ops, and accountability.
Airtime & Data Credit
Keeps the network talking when balance hits zero.
M-On-Demand
Payments complete even at zero balance.
M-Loans
Short-tenor cash, responsible by design.
CollPay
B2C disbursements + C2B collections.
Device Financing
Smartphones on instalment, repaid over the carrier.
Capital-light for you.
Skin-in-the-game for us.
The commercial structure is built around a single principle: we earn when the operator earns, and not before.
Revenue share
Net-margin sharing on every disbursed cycle. No upfront integration fees, no platform rentals, no shelfware.
No balance-sheet risk
MovaPay funds the credit book. The operator carries no exposure to defaults, no provisioning, no regulatory capital cost.
White-label or co-brand
Markets where the operator brand is paramount get pure white-label. Markets where MovaPay's reliability is part of the trust story get co-brand. Your call.
A 30-minute call is enough
to know whether we should keep talking.
Tell us your subscriber base and recharge cadence. We'll come back with a sized opportunity model within a week.