The infrastructure
behind ambitious
mobile-money operators.
MovaPay specialises in digital financial services and mobile-payment platforms with operations across Africa and Asia. Our customers comprise mobile network operators, banks, manufacturers, media companies and the public sector.
From a single mobile-money pilot to a continent of rails.
MovaPay was founded with a simple question: why is it that the people who least afford to be cut off from connectivity are the ones most likely to be?
The first product was airtime credit — emergency airtime on the network, repaid at the next recharge. It worked. It scaled. And on the back of that engine we built mobile-money overdraft, cash credit, bulk disbursements and credit-decisioning APIs that today serve banks and lenders across multiple markets.
Today, MovaPay is the credit, payment and ERP infrastructure behind some of the most ambitious operators and businesses in our markets. The thread is the same as it was at the start: build the rails that let inclusion happen, and operate them with the discipline they deserve.
Thirteen markets,
three continents.
From Nairobi to Malé, from the Niger River to Hong Kong harbour — MovaPay has shipped credit infrastructure where it has the most leverage.
Six principles
we let our work be judged by.
Inclusion is plumbing
Beautiful slogans are easy. The work is in the rails — the eligibility check that returns in 84ms, the reconciliation that survives a regulator audit, the recovery that doesn't break a customer.
Operate, don't hand over
Most consultancies install and leave. We install and stay. The day-2 work — the patching, the paging, the dispute desks — is where credibility is earned or lost.
Skin in the game
When we lend, our capital is at risk. When we operate ERP, our reputation is on the dashboard. We don't take fees that are detached from outcomes.
Compliance is a floor
KYC, AML, prudential rules — these exist because the consequences of getting them wrong fall on the people we're supposed to be serving. We meet the floor and build above it.
Boring is beautiful
We engineer for the systems that have to keep working when nothing is exciting. Hourly backups. EC2 auto-recovery. On-call rotations. The unglamorous moves that make ambitious work survivable.
Long arcs
We pick partners we want to know in ten years. The most interesting things we've built compound across that horizon — not in a quarter.
Nairobi.
Always have been.
The Pavilion, 4th Floor
Lower Kabete Road
Nairobi, Kenya
We hire infrequently and selectively.
When we do, it's for engineers, ops folk and partnership leads who want to build for a long arc. If you'd like to be considered the next time we hire, write to us with what you'd like to work on.
Have a question that doesn't fit a contact form?
Write to us at info@movapay.com. A real person reads every email.